Home, auto and renters insurance for Newport, KY, from a local Northern Kentucky agent in Florence.
Newport sits where the Licking River meets the Ohio River, directly across from downtown Cincinnati. It is home to Newport Aquarium and Newport on the Levee, the Monmouth Street Historic District, the Mansion Hill historic neighborhood and Newport Central Catholic High School, and its riverfront is protected by a floodwall and levee system built after the Ohio River flood of 1937.
Newport connects to Cincinnati by the Daniel Carter Beard Bridge (I-471), and KY 8 runs along the river. Our Florence office at 7000 Houston Rd, Ste 12 is on the other side of Northern Kentucky, so you can handle everything by phone, text and email, with no drive required.
Turner Insurance Group serves Newport (41071) and the rest of Campbell County. Product availability varies by ZIP and carrier, so we confirm options for your address.
These are the coverage conversations we have most often. Every policy is different, so we look at your home, cars and budget before recommending anything.
When the Ohio River rises, Newport’s flood gates close and its pump stations move stormwater over the floodwall. That system belongs to the city and the sewer district, not to your policy. Ask us how water-backup coverage and a separate flood policy work for your address.
If you own in one of Newport’s historic neighborhoods, rebuilding with similar materials and details can cost more than you would expect. We take a careful look at your dwelling limit and at carrier questions about roofs, wiring and plumbing.
Whether you rent or own a condo, your own policy covers your belongings and your liability. A renters policy is a modest cost, and condo owners need coverage that fits the association’s master policy.
Driving across the Daniel Carter Beard Bridge means driving under Ohio’s at-fault rules, which differ from Kentucky’s no-fault system. Our auto page explains the difference and why UM/UIM coverage matters.
A real agent, a plain-English review, and no pressure.
Request a free quote online, or call or text (859) 344-8588, Monday through Friday, 9 AM to 6 PM ET.
We review limits, deductibles and discounts with you and explain the tradeoffs. Read how to save on insurance before we talk.
When you move, buy a car or add a driver, call the same office. Meet Kenneth and Anita.
Auto insurance · Homeowners insurance · Renters insurance · All coverage · Our office
Other areas we serve: Florence · Burlington · Hebron · Union · Erlanger · Independence · Covington · Fort Thomas · Walton · Lexington
The floodwall and levee system reduces the risk of river flooding, but standard homeowners and renters policies still exclude flood from rising water. A lender may require flood coverage depending on the flood zone for your address. We can go over your address and the flood coverage options.
No. Flood is rising water from outside, such as a river or heavy runoff. Water backup is sewage or water that comes back up through drains or sump pumps, and it is usually an optional add-on to a homeowners policy. They are separate coverages with separate limits. Read about water-backup coverage.
Newport has historic neighborhoods such as Mansion Hill and the Monmouth Street Historic District. Being in one does not by itself decide your coverage, but older construction can cost more to rebuild, and some carriers ask about the roof, wiring and plumbing. Give us those details and we will make sure your dwelling limit is realistic.
Uninsured and underinsured motorist (UM/UIM) coverage is designed for that. Kentucky policies generally include uninsured motorist coverage unless you reject it in writing, so check what you chose. See our auto page for how UM/UIM works when you drive in Ohio.
Where the car is kept overnight is one of the details carriers ask about, and an accurate answer matters. Comprehensive coverage handles things like theft, vandalism and weather damage, so it is worth keeping on a car you depend on. Tell us how and where you park, and we will quote it accurately.
Visit us at 7000 Houston Rd, Ste 12 in Florence, or get driving directions from wherever you are.
Directions in Google Maps · Open in Apple Maps
Your location is only used in your browser to open directions and is not sent to us. Opening directions or showing a route on the map shares it with Google Maps.
Request a quote online, or call or text our office at 7000 Houston Rd, Ste 12, Florence, KY 41042.
